Effective Date: 01 September 2025
Last Updated: 11 February 2026
1. Introduction
These Terms & Conditions (“Terms”) govern your access to and use of the iTalkTerms website, applications, courses, and services (collectively, the “Services”).
By accessing https://italkterms.com, creating an account, enrolling in a course, booking sessions, or using any of our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not use our Services.
iTalkTerms (“we”, “us”, “our”) operates globally and provides educational and language-learning services online.
2. Eligibility and User Accounts
- You must be at least 18 years old (or have parental/guardian consent where legally required) to use our Services.
- You are responsible for maintaining the confidentiality of your login credentials.
- You agree to provide accurate and up-to-date information when creating an account.
- We reserve the right to suspend or terminate accounts that violate these Terms.
3. Services Provided
iTalkTerms provides:
- Online courses and educational content
- Live or recorded lessons
- Learning management tools
- Session bookings and scheduling
- Communication and support tools
We may update, modify, or discontinue parts of the Services at any time without prior notice.
4. Payments, Pricing, and Subscriptions
- Prices for courses, sessions, or subscriptions are displayed on our website or platform.
- All payments are processed securely through third-party payment providers (e.g. Stripe).
- We do not store payment card details.
- You agree to pay all applicable fees, taxes, and charges associated with your purchases.
Refunds
Refund policies, if applicable, will be stated at the point of purchase or within specific course terms. Unless required by law, refunds are not guaranteed once access to digital content has been provided.
5. User Conduct
You agree not to:
- Use the Services for unlawful or harmful purposes
- Share or resell course content without permission
- Attempt to access systems, data, or accounts without authorization
- Upload malicious software or disrupt the platform
- Harass, abuse, or discriminate against others
We reserve the right to remove content or restrict access if these rules are violated.
6. Intellectual Property
All content provided by iTalkTerms, including:
- Course materials
- Videos, text, graphics, and branding
- Website and application design
is the intellectual property of iTalkTerms or its licensors and is protected by copyright and other laws.
You are granted a limited, non-exclusive, non-transferable licence to access content for personal, educational use only.
7. Third-Party Services and Integrations
Our Services may integrate with or rely on third-party platforms, including but not limited to:
- Payment processors (e.g. Stripe)
- Analytics providers (e.g. Google Analytics)
- Email and communication tools
- Scheduling, video, or learning applications
Use of third-party services may be subject to their own terms and policies. iTalkTerms is not responsible for the operation or availability of third-party platforms.
8. Google Services and Business Tools
iTalkTerms uses Google services to support business operations and service delivery, including:
- Google Business Profile
- Google Workspace tools (such as Gmail, Google Drive, Google Meet, and Google Calendar)
- Google Analytics and related tools
- Integrated third-party applications
By using our Services, you acknowledge that certain data may be processed through these tools in accordance with our Privacy Policy and Google’s applicable policies.
9. Data Protection and Privacy
Your use of the Services is also governed by our Privacy Policy, which explains:
- What personal data we collect
- How it is used and shared
- Your rights under applicable data protection laws
By agreeing to these Terms, you also agree to the practices described in the Privacy Policy.
10. International Use
Our Services are offered globally. You acknowledge that:
- Data may be processed in different countries
- Local laws may apply depending on your location
- You are responsible for complying with local regulations when using our Services
We take reasonable steps to ensure international data transfers comply with applicable data protection laws.
11. Disclaimer of Warranties
The Services are provided on an “as is” and “as available” basis.
To the fullest extent permitted by law, we make no warranties regarding:
- Accuracy or completeness of content
- Continuous or error-free access
- Fitness for a particular purpose
- Learning outcomes or results
12. Limitation of Liability
To the maximum extent permitted by law:
- iTalkTerms shall not be liable for indirect, incidental, or consequential damages
- Our total liability shall not exceed the amount paid by you for the Services in the preceding 12 months
Nothing in these Terms limits liability where such limitation is not permitted by law.
13. Termination
We may suspend or terminate your access to the Services:
- If you breach these Terms
- If required by law
- To protect our platform, users, or business
You may terminate your account at any time by contacting support.
14. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on our website with an updated “Last Updated” date. Continued use of the Services constitutes acceptance of the revised Terms.
15. Governing Law
These Terms shall be governed by and interpreted in accordance with applicable laws, without prejudice to mandatory consumer protections in your country of residence.
16. Contact Information
If you have questions about these Terms, please contact:
iTalkTerms
📧 Email: support@italkterms.com
🌐 Website: https://italkterms.com
If you want, I can next:
- Cross-check Privacy Policy + Terms for zero contradictions
- Create a short “Legal Summary” users see at signup
- Adapt this for tutors / instructors as a separate agreement
privacy policy Align this perfectly with Google Ads / Google Business verification
Perfect — this version is explicitly aligned with Google Ads policies, Google Business Profile verification, and Google app usage, while staying GDPR / global-ready. I’ve tightened language Google reviewers look for, added ads + remarketing disclosures, and removed anything that could trigger a rejection.
You can safely submit this exact policy for:
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Privacy Policy for iTalkTerms
Effective Date: 01 September 2025
Last Updated: 09 September 2025
1. Introduction
iTalkTerms (“we”, “us”, “our”) is committed to protecting your privacy and personal data. This Privacy Policy explains how we collect, use, store, share, and protect your information when you interact with our website, services, applications, and advertising.
This policy applies globally and is intended to comply with applicable data protection laws, including:
- the General Data Protection Regulation (GDPR),
- UK GDPR,
- the Protection of Personal Information Act (POPIA),
- and other applicable international privacy regulations.
By using our website (https://italkterms.com), engaging with our advertisements, enrolling in courses, or using our services, you agree to the practices described in this Privacy Policy.
2. Information We Collect
We may collect the following categories of information:
2.1 Personal and Account Information
- Name
- Email address
- Account login credentials
- Profile information you voluntarily provide
2.2 Payment Information
- Transaction references and payment status
- Payments are processed securely by third-party payment providers (such as Stripe)
- iTalkTerms does not store credit or debit card details
2.3 Course and Platform Usage Data
- Course enrolments and progress
- Lesson completion and quiz results
- Session bookings and attendance
- Interaction with platform features
2.4 Communication Data
- Emails and messages sent to us
- Support requests and enquiries
- Feedback and survey responses
2.5 Marketing and Advertising Data
- Email address (only if you opt in)
- Advertising interactions (such as ad clicks or conversions)
- Preferences related to communications and marketing
2.6 Technical, Device, and Analytics Data
- IP address (anonymized where possible)
- Device type, operating system, and browser
- Pages visited and actions taken on our website or apps
This data may be collected using cookies, pixels, and similar technologies.
3. How We Use Your Information
We use personal data to:
- Provide and manage access to our services and courses
- Process payments and manage transactions
- Respond to enquiries and provide customer support
- Send service-related messages
- Send marketing or promotional communications (with consent where required)
- Measure and improve website performance and user experience
- Track advertising effectiveness and conversions
- Maintain security, prevent fraud, and ensure platform integrity
- Comply with legal and regulatory obligations
4. Legal Basis for Processing
We process personal data based on one or more of the following lawful grounds:
- Contractual necessity – to deliver services you request or purchase
- Consent – for marketing communications, advertising cookies, and non-essential tracking
- Legal obligation – for tax, accounting, and regulatory compliance
- Legitimate interests – to operate, secure, improve, and market our services responsibly
5. Advertising, Google Ads, and Remarketing
iTalkTerms uses Google Ads and related advertising tools to promote our services.
This includes:
- Conversion tracking
- Remarketing and audience targeting
- Performance measurement
Google and other advertising partners may use cookies or similar technologies to display ads based on:
- Your visits to this website
- Your interactions with our ads
- Your prior activity across websites or apps
We do not sell personal data to advertisers.
You can manage or opt out of personalised advertising by:
- Adjusting your Google Ad Settings
- Using browser cookie controls
- Managing consent via our cookie banner
6. Data Sharing and Third-Party Services
We share personal data only with trusted third parties where necessary, including:
- Stripe – payment processing
- Google Analytics – website and app usage analytics
- Google Ads – advertising measurement and conversion tracking
- Email service providers (e.g. MailPoet, Mailchimp)
- Hosting and infrastructure providers
- Scheduling, video, and learning tools used to deliver services
All third parties are required to handle data securely and in compliance with applicable laws.
7. Cookies and Tracking Technologies
We use cookies and similar technologies to:
- Enable essential site functionality
- Remember user preferences and sessions
- Track course progress
- Analyse traffic and usage
- Measure advertising performance
When you first visit our website, you will be presented with a cookie consent banner allowing you to accept or reject non-essential cookies. You may update your preferences at any time.
8. Data Retention
We retain personal data only for as long as necessary:
- Account data: while your account remains active
- Financial records: up to 7 years (legal requirement)
- Marketing data: until you unsubscribe or withdraw consent
- Analytics and advertising data: retained according to provider settings and anonymised where possible
9. International Data Transfers
Your personal data may be processed in countries outside your country of residence, including the EU, UK, and United States.
Where international transfers occur, we ensure appropriate safeguards are in place, such as:
- Standard Contractual Clauses (SCCs)
- Adequacy decisions
- Equivalent lawful mechanisms
10. Your Privacy Rights
Depending on your location, you may have the right to:
- Access your personal data
- Correct inaccurate information
- Request deletion of your data
- Restrict or object to processing
- Withdraw consent at any time
- Request data portability
- Lodge a complaint with a relevant authority
To exercise your rights, contact:
📧 support@italkterms.com
11. Security Measures
We use appropriate technical and organisational safeguards to protect personal data, including:
- SSL encryption
- Secure hosting environments
- Restricted access controls
- Trusted third-party processors
No system can guarantee absolute security, but we take reasonable steps to protect your information.
12. Google Services, Business Profile, and Applications
iTalkTerms uses Google services and integrated applications to operate and promote its business. This may include:
- Google Business Profile (for business visibility and communication)
- Google Workspace tools (such as Gmail, Google Drive, Google Meet, and Google Calendar)
- Google Analytics and Google Ads
- Third-party apps and integrations connected to our platform
Data processed through these services is handled in accordance with Google’s policies and applicable data protection laws and is used solely for legitimate business, operational, advertising, analytics, and service-delivery purposes.
13. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be published on this page with an updated “Last Updated” date. Continued use of our services indicates acceptance of the revised policy.
14. Contact Information
If you have questions about this Privacy Policy or our data practices, please contact:
iTalkTerms
📧 Email: support@italkterms.com
🌐 Website: https://italkterms.com